unsolicited credit card who is responsible

Regulatory Guide RG 201 Unsolicited credit cards and debit cards
Jul 15, 2010 . REGULATORY GUIDE 201: Unsolicited credit cards and debit cards . applicable laws apply to you, as it is your responsibility to determine .
http://www.asic.gov.au/asic/pdflib.nsf/LookupByFileName/rg201-15-July-2010.pdf/$file/rg201-15-July-2010.pdf

Buying Goods on Credit, Credit Cards and Credit Bureaus
The Act controls unsolicited credit cards – the ones sent to people who didn't apply for them – and it also limits the responsibility of people whose cards are lost .
http://www.cba.org/bc/public_media/credit/246.aspx

Master Circular on Credit Card Operations of banks
All the credit card issuing banks/NBFCs should adhere to these guidelines . loss arising out of misuse of such unsolicited cards will be the responsibility of the .
http://www.cibil.com/sites/default/files/pdf/rbi-pdf/11-rbi-master-circular-creditcard-operations-jul-09.pdf

Report to the Congress on the Use of Credit Cards by Small ...
the Credit Card Accountability Responsibility and Disclosure Act of 2009 . as of the end of 2007, most small businesses were receiving unsolicited credit card .
http://www.federalreserve.gov/newsevents/conferences/sbc_smallbusinesscredit.pdf

Visa Inc. - Wikipedia, the free encyclopedia
The "drops" of unsolicited credit cards continued unabated, thanks to BofA and . Acquiring banks are responsible for ensuring that their merchants comply with .
http://en.wikipedia.org/wiki/Visa_Inc.

What are my consumer rights? - Ministry of Consumer Services ...
What are my rights? Our goal at the Ministry of Consumer .
http://www.sse.gov.on.ca/mcs/en/Pages/Your_Consumer_Rights.aspx

Submission to Responsible Credit Card Lending RIS 071008
Oct 7, 2008 . Responsible lending practices in relation to consumer credit cards . 1 For example, unsolicited credit card limit increase offers. See Dr Paul .
http://www.consumeraction.org.au/downloads/SubmissiontoResponsibleCreditCardLendingRIS071008.pdf

RBI/2008-2009/100 - Reserve Bank of India
Jul 23, 2008 . Further, there have been instances where unsolicited credit cards . out of misuse of such unsolicited cards will be the responsibility of the card .
http://rbi.org.in/scripts/NotificationUser.aspx?Id=4379&Mode=0

Banks to pay penalty for misuse of unsolicited credit cards ...
Jul 25, 2008 . MUMBAI: Aggressive marketing by credit card issuing banks may . name unsolicited card has been issued will not be responsible for any loss .
http://articles.economictimes.indiatimes.com/2008-07-25/news/27711801_1_credit-card-banking-ombudsman-banking-regulator

Fairer, Simpler Banking
The policies will give consumers a better deal on credit card fees and charges by ensuring that: . Unsolicited credit limit extension offers are not allowed unless the consumer has . own credit limit, subject to responsible lending obligations.
http://www.alp.org.au/getattachment/921634e3-3c7d-4bfe-b167-6fda0af5c350/fairer-simpler-banking/

Credit card industry proposes changes to help put consumers firmly ...
Credit card industry proposes changes to help put consumers firmly in control of . million credit cards responsibly, and enjoy the benefits and protection they provide. . A ban on unsolicited credit limit increases for customers facing difficulties.
http://www.theukcardsassociation.org.uk/press_release/finance-control.asp

Can I stop credit card companies from giving cards to my mentally ...
He has been given three credit cards in the past and ran up very large debts on . name from credit reporting agencies' lists for unsolicited credit and insurance offers. . Finally, your son may not be legally responsible for card debts if he is not .
http://www.nolo.com/legal-encyclopedia/question-credit-card-offer-disabled-28026.html

The Worst Is Yet To Come: Anonymous Banker Weighs In On The ...
Nov 25, 2008 . Some have been fiscally responsible and have minimal amounts . That would mean that no one would get an unsolicited credit card offer.
http://executivesuite.blogs.nytimes.com/2008/11/25/the-worst-is-yet-to-come-anonymous-banker-weighs-in-on-the-coming-credit-card-debacle/

KS Statutes: Ch 50 Article 6: Consumer Protection
50-618: Unsolicited credit cards; rights of recipient when card lost or stolen. . 50- 662: Disclosure requirements; installer of parts responsible for negligent .
http://kansasstatutes.lesterama.org/Chapter_50/Article_6/

How do you stop random credit card inquiries like the ones who ...
Stopping Unsolicited Credit Card Applications. Here is advice: . Who is responsible for the debts in a general partnership if the business fails? Answer it!
http://wiki.answers.com/Q/How_do_you_stop_random_credit_card_inquiries_like_the_ones_who_send_credit_card_applications_in_the_mail_saying_'you've_been_pre-approved_based_on_your_credit_rating'

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Reserve Bank of India announces stricter norms for Credit Card ...
Banks have been advised that unsolicited credit cards should not be issued . of such unsolicited cards will be the responsibility of the card issuing bank only .
http://www.banknetindia.com/banking/cards08.htm